Research on Money Laundering in Live Streaming Platforms: Analysis of Criminal Mechanisms, Detection Methods, and Regulatory Challenges

Zichen Ling

doi:10.54254/2753-7048/2025.LD29257

Lecture Notes in Education Psychology and Public MediaOpen access

Research on Money Laundering in Live Streaming Platforms: Analysis of Criminal Mechanisms, Detection Methods, and Regulatory Challenges

Research Article

Open Access

Research on Money Laundering in Live Streaming Platforms: Analysis of Criminal Mechanisms, Detection Methods, and Regulatory Challenges

Zichen Ling ^1*

¹ University of California

^*Corresponding author: z2ling@ucsd.edu

Published on 5 November 2025

LNEP Vol.115

ISSN (Print): 2753-7056

ISSN (Online): 2753-7048

ISBN (Print): 978-1-80590-513-4

ISBN (Online): 978-1-80590-514-1

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Abstract

Live streaming platforms have become an important part of the digital entertainment economy, forming close connections with users through interactive functions and diversified monetization tools. However, the unique multi-account transaction chains, virtual gifts, and distributed reward mechanisms of live streaming platforms significantly increase the complexity of financial risk management, creating new compliance and regulatory challenges. This paper systematically reviews the potential types of financial risks associated with live streaming platforms, evaluates the applicability of existing detection methods, and compares regulatory models across different jurisdictions. The study finds that the real-time and micro-transaction characteristics of live streaming make the application of traditional anti-money laundering (AML) frameworks subject to delays and insufficient coverage. Taking China and Western countries as examples, China has implemented stricter measures in real-name authentication and platform responsibility systems, while Western jurisdictions mainly rely on financial institutions’ risk assessments and reporting mechanisms. This paper proposes an integrated risk management framework that combines behavioral analysis, network analysis, and cross-platform regulatory collaboration to enhance the monitoring of complex transaction structures. At the same time, it recommends that regulators adopt adaptive regulatory strategies to cope with the rapidly evolving compliance challenges in live streaming environments.

Keywords:

live streaming platforms, financial compliance, digital payments, anti-money laundering, regulatory framework

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